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Below are special Certificate of Deposit special rates and terms from banks in Union City, New Jersey. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Union City, NJ - December 15, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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Montvale Branch Office
|
5.00% | $1,000 | 10 months |
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Perth Amboy Branch
|
5.00% | $1,000 | 13 months |
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Rate History: 5.25% → 5.10% → 4.90% → 5.25% → 5.00% |
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Perth Amboy Branch
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4.95% | $1,000 | 7 months |
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Rate History: 4.85% → 5.05% → 5.15% → 5.30% → 4.95% |
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Perth Amboy Branch
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4.90% | $1,000 | 4 months |
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Rate History: 4.90% → 4.80% → 5.00% → 5.35% → 4.90% |
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Perth Amboy Branch
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4.30% | $1,000 | 19 months |
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Rate History: 4.00% → 4.75% → 4.60% → 4.45% → 4.30% |
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Perth Amboy Branch
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4.15% | $1,000 | 25 months |
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Rate History: 4.00% → 4.30% → 4.40% → 4.30% → 4.15% |
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Butler Branch
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4.00% | $500 | 3 months |
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Rate History: 4.50% → 4.00% → 4.00% |
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Citibank, National Association Private Bank Branch - Short Hill |
4.00% | $0 | 6 months |
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Rate History: 2.25% → 3.80% → 1.50% → 3.50% → 4.00% |
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Scotch Plains Branch
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4.00% | $500 | 6 months |
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Rate History: 5.15% → 5.00% → 4.75% → 4.50% → 4.00% |
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Montville Branch
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4.00% | $500 | 7 months |
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Rate History: 4.50% → 4.00% |
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Lake Hiawathal/Parsippany Branch
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3.70% | $250 | 3 months |
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Rate History: 4.00% → 3.70% |
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Lake Hiawatha Branch
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3.70% | $1,000 | 12 months |
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Rate History: 4.00% → 3.75% → 3.95% → 3.75% → 3.70% |
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Summit Banking Center Branch
|
3.65% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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Lake Hiawatha Branch
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3.55% | $1,000 | 36 months |
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Rate History: 3.00% → 3.55% |
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Bank of America, National Association Chatham - Main Branch |
3.51% | $10,000 | 7 months |
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Rate History: 4.05% → 3.80% → 4.00% → 3.75% → 3.51% |
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Ramsey Branch
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3.45% | $500 | 6 months |
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Rate History: 3.85% → 3.60% → 3.55% → 3.50% → 3.45% |
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Lake Hiawathal/Parsippany Branch
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3.45% | $10,001 | 6 months |
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Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% |
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Summit Banking Center Branch
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3.45% | $500 | 11 months |
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Rate History: 3.75% → 3.50% → 4.00% → 3.75% → 3.45% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
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Rate History: 3.50% → 3.35% → 3.25% |
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Summit Banking Center Branch
|
3.25% | $500 | 17 months |
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Early withdrawal penalty is 180 days interest. |
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Lake Hiawatha Branch
|
3.25% | $1,000 | 24 months |
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Rate History: 3.50% → 3.25% |
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Citibank, National Association Private Bank Branch - Short Hill |
3.20% | $0 | 9 months |
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Rate History: 3.00% → 4.25% → 2.50% → 3.25% → 3.20% |
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Bank of America, National Association Chatham - Main Branch |
3.20% | $10,000 | 10 months |
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Rate History: 4.00% → 3.70% → 3.45% → 3.20% |
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Lake Hiawathal/Parsippany Branch
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3.10% | $10,000 | 9 months |
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Rate History: 3.75% → 3.25% → 3.10% |
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Lake Hiawathal/Parsippany Branch
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3.00% | $10,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% |
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Summit Banking Center Branch
|
3.00% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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Classic Residence Branch
|
2.75% | $1,000 | 8 months |
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Rate History: 1.00% → 3.50% → 2.75% |
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Citibank, National Association Private Bank Branch - Short Hill |
2.71% | $0 | 8 months |
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Rate History: 0.05% → 3.70% → 3.55% → 3.10% → 2.71% |
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PNC Bank, National Association Kinnelon Branch |
2.60% | $1,000 | 61 months |
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Classic Residence Branch
|
2.50% | $1,000 | 6 months |
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PNC Bank, National Association Kinnelon Branch |
2.40% | $1,000 | 37 months |
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Citibank, National Association Private Bank Branch - Short Hill |
2.25% | $0 | 3 months |
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Rate History: 3.00% → 2.25% |
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Bank of America, National Association Chatham - Main Branch |
2.25% | $10,000 | 13 months |
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|
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Rate History: 3.25% → 3.00% → 2.75% → 2.50% → 2.25% |
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PNC Bank, National Association Kinnelon Branch |
2.20% | $1,000 | 25 months |
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Citibank, National Association Private Bank Branch - Short Hill |
2.00% | $0 | 5 months |
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Rate History: 3.50% → 3.25% → 1.75% → 2.90% → 2.00% |
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PNC Bank, National Association Kinnelon Branch |
2.00% | $1,000 | 13 months |
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Classic Residence Branch
|
2.00% | $150,000 | 17 months |
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Bank of America, National Association Chatham - Main Branch |
2.00% | $10,000 | 25 months |
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Classic Residence Branch
|
1.50% | $1,000 | 27 months |
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Rate History: 1.00% → 2.53% → 1.50% |
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Ramsey Branch
|
1.45% | $500 | 12 months |
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Rate History: 3.90% → 3.85% → 3.75% → 1.50% → 1.45% |
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JPMorgan Chase Bank, National Association Edison Banking Center Branch |
0.75% | $100,000 | 6 months |
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|
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Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% |
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Ramsey Branch
|
0.45% | $500 | 18 months |
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Rate History: 4.25% → 1.50% → 0.92% → 0.87% → 0.45% |
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